The part I found most confusing was not starting a claim, but dealing with it after the carrier changes position. My first question would be which report caused the change. I found it easier to treat the trigger, the medical evidence, and the review path as separate points, because the response depends on what changed. That is when I would compare the records instead of relying on memory the carrier points to a gap in treatment. I would not treat one denial as a sign that the whole claim is finished, because each problem should be matched to its own record. The practical move was looking at the notice before assuming. For the issue I was trying to untangle, I kept what to look for when an IME report is vague next to the medical-record notes. The whole issue felt less like a random setback and more like a few steps to follow.
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